30. Save $50 per month – Make sure you are not over-insured on your house

If your house is worth $100,000 less, insure for less, you only get paid the real value of the insurance company anyways, even if you are over-insured.

If you are under-insured, you need to add more insurance. Also, shop around for cheapest rates or check for new quotes regularly, like every 6 months.

Also, it reduces your property tax bill, reevaluate the property taxes on the house, saves you $500 or more per year.
When their homeowners insurance hurricane coverage increased by 75%, she saved $700 by shopping around.

Insure your house. Make certain you purchase enough house insurance coverage to replace the house and its contents. “Replacement” on the house means rebuilding to its current condition.

Also check out idea nr. 78: $$ Save $1,000s per year – 40 ways homeowners save on taxes

Also check out idea nr. 79: $$ Save $1,000s per year – 3 ways to reduce your property taxes

Also check out idea nr. 90: $$$ >> Make $2,000+ per month – Become an Make-Money-Become-Millionaire consultant!

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